Long-term care insurance is designed to cover long-term services and supports, including personal and custodial care, for those who are unable to care for themselves. These services may take place in a variety of settings such as your home, a community organization, or care facility. Long-term care policies pay a daily amount to policyholders up to a pre-selected limit for services to assist with activities of daily living such as bathing, dressing, eating, etc. The main factors that affect the cost of your long-term care policy are:
• Your age at date of purchase of the policy
• The maximum amount selected for the policy to pay per day
• The maximum number of days/years that a policy will pay
• Any optional benefits that you choose such as automatic inflation increase
We can assist you in designing a long-term care plan that is right for you.
“After our home was heavily damaged by a tornado, the Cupp family was immediately on the scene assisting us in the clean-up and recovery process. The service we received throughout the claims process from Cupp Insurance and the insurance company they placed us with was above and beyond what we ever could have expected!”Mike R